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Vauxhall Finance Explained

Financing a new vehicle

With the range of options available, new car financing can sometimes be a little confusing.

As with anything, when it comes down to deciding what type of car finance agreement to enter into, it’s important to understand the differences between each one, and which may appeal to your needs the most.

With Vauxhall, there are three main ways to finance a new car. To help you, we’ve put together a simple guide on each one.

Please see the options below to find out more:

What finance option to choose?

Fast Finance comparison table

The table below lists all the benefits of our different finance packages.

  Personal Contract Purchase (PCP) Conditional Sale Personal Contract Hire
New Cars
Used Cars
Upfront Payment Optional Optional Required
Monthly Payments
Damage Charges ✓* X
Excess Mileage Charges ✓* X
Depreciation Risk X X
Road Tax Included X X
Vehicle Ownership Option to buy** Owned at the end of the term No option to buy
Maintenance Package X X ✓†

* Damage and excess mileage charges are only payable if the vehicle is handed back

** If you pay the Optional Final Payment, you will take ownership of the car at the end of the contract

† A maintenance package is available for an additional fee